Mobile Coffee Van Insurance

Motor Vehicle Insurance

This is a comprehensive motor vehicle cover including third party liability. This will cover at fault or not at fault accidents in regards to the vehicle and its fit out. The full sum insured not only includes fit out but any coffee making equipment and accessories and generators.

Additional Benefits Included:

  • One free windscreen per year with no excess
  • No claim bonus protection
  • Replacement of sign writing
  • Agreed Value sum insured (including total fit out value)

Machinery Breakdown

This policy option covers electrical and mechanical items driven by motors such as generators and compressors. It is a replacement value policy, which means that the underwriter will pay the repair costs, or if this is uneconomical, they will replace the item, regardless of age.

* This policy does not cover maintenance issues or normal wear and tear.

Public and Products Liability

This provides cover in the event that you become legally liable to pay by way of compensation in respect to personal injury or property damage caused by an occurrence in connection with your business that you prepare and/or provide.

Loss of Business Income

This will provide you with the loss of income in the event that your motor vehicle is involved in an accident regardless of who is at fault. This will pay a benefit after 7 days up until your vehicle is repaired (for a maximum of 26 weeks).

General Property Cover

This policy covers items in your vehicle and premises for theft, collision, fire, malicious damage and accidental damage. Example of items are mobile phones, tools and equipment of trade.